Harshvardhan Lunia is the Co-Founder and CEO at Lendingkart. Mr. Lunia had about a decade of experience in corporate banking before he embarked on an entrepreneurial route. He started his career with large private sector and multinational banks in their small loan divisions. He has worked with companies including ICICI Bank, Standard Chartered Bank and HDFC Bank. Early in his career, he was intrigued by the passion of small business owners, who, in spite of being creditworthy, were not served by existing lenders. Additionally, he understood the anxiety one went through waiting for credit decisions to come through, which can take months. This is what spurred him to do something of his own in this sector, replete with opportunities. In December 2010, he launched Domestic Finance & Investment Private Limited. Lendingkart was incorporated in April 2014 with a vision to provide financing solutions to those who are creditworthy but would be overlooked by traditional financial institutions. Mr. Lunia is a Chartered Accountant and has completed his postgraduate degree at Indian School of Business (ISB) at Hyderabad.